We're laser focused on helping Jewish families get back on their feet. We're nimble, we care, yet we don't enable. We focus on ROI and implement smart chesed.
Collective Kindness is wraparound case management for Jewish families in financial distress. Case managers, budgeters, debt experts, career coaches, and therapists working together for the same family. The work is slow, deeply personal, and accountable to one number: are they cash flow positive when we’re done.
We don’t just track dollars. We measure whether the family feels stable, whether their marriage is healthier, whether the kids are calmer. Financial health and emotional health rise together, or neither does. That’s why our work is wraparound, and that’s why it sticks.
These 25 are a slice of the 290 families we've served. Each carries a verified P&L at intake and at offboarding, pulled directly from connected QuickBooks accounts. Names are pseudonyms to protect privacy. The one-line summary on each card is AI-generated from our case manager notes in Airtable.
Therapy coordination, job placement support, and care packages that calmed the home dynamic and stabilized income.
Engagement ongoing. Budgeting and case management still in progress.
Engagement ongoing. Plan in development.
Untangled business debt, restructured workload boundaries, and rebuilt income from both spouses.
Coordinated an interest-free community loan that eliminated his credit card debt entirely.
Steady budgeting and professional licensing took them from unstable income to consistent stability.
Got both spouses on the same page about money, negotiated tuition, and ended their reliance on family loans.
DMP enrollment, business coaching, and a home sale that reset their entire financial footprint.
Coaching that shifted their entire mindset about money and built habits they'll carry for life.
Budgeting tools and confidence coaching that broke through his income ceiling.
Reorganized chaotic finances and built a structured repayment plan with reduced interest.
Internalized budgeting, paid down debt, and moved balances to 0% APR.
Comprehensive case management and debt restructuring across two income streams.
Exited a bad car lease, found temporary housing, relocated, rebuilt career direction, and added therapy support.
Detailed budgeting and aggressive expense reduction cut their monthly costs nearly in half.
Accountant alignment, therapy, and a debt strategy review that narrowed a $5,500 monthly deficit.
Therapy for the stress, networking for the income, tuition negotiation for the bill.
Budgeting, 0% APR card approval, business coaching for her salon, and family therapy.
Couples therapy and a new independent business turned a family in crisis into one that's thriving.
Engagement ongoing. Plan in development.
DMP enrollment cleared interest on her credit cards; a career transition delivered stable, higher-paying work.
Provided financial assistance and guidance; family was not yet ready for deeper lifestyle change.
Comprehensive case management and a major lifestyle reset to align expenses with sustainable income.
A detailed budget exposed overspending, a DMP cleared the credit cards, and a role shift at home improved everything.
Twelve months of wraparound. Tax resolution, food support, business mentorship, job placement, marriage counseling.
Kosher Debt Help is the only nonprofit, agenda-free credit-card debt program built for the Jewish community. No commissions. No products to sell. We sit on the family’s side of the table, look at the full picture, and walk them through the cheapest path to debt freedom — usually a balance transfer, sometimes a HELOC, occasionally a DMP.
The result, on average: a 23-point APR reduction in the first year.
CK Academy is our financial literacy platform for newlyweds and young families. Cohorts are still in early rollout. Once we have a full graduating class, this is where you'll see what they learned, what they earned, and how much debt they avoided.
Shluchim Thrive is wraparound financial and emotional support for community outreach leaders. The cohort is small, the work is private, and the metrics are still being defined. We'll publish them here once the first set of families has fully cycled through.
The Right Bet is our gambling addiction awareness initiative. Outcomes here are measured in months of sobriety, relationships rebuilt, and debts retired. We're building a measurement framework now and will publish results once we have something honest to show.
Most of our work stays private. These three families chose to share theirs. Watch to get a snapshot of how we impact families. In the weeds, with dignity.
<p>Every family above is one we never want to see in crisis again. Every dollar funds the case management, coaching, debt counseling, and long quiet work that gets the next family there. Designate to a specific program, or trust us to put it where it’s needed most.</p>
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